Group Number
00529559
Provided By
Guardian
Provider Website
Customer Service
Life and AD&D Benefits
Basic Group Life and Accidental Death and Dismemberment (AD&D) coverage is a 100% employer-paid benefit, provided at no cost to you.
The basic life and AD&D benefit will pay out in the event of death or injury as a result of an accident. Please be sure to have an updated beneficiary on file.
*While DCA Outdoor ensures that you have a Basic Life and AD&D benefit in the amount of $25,000, you do have the option to purchase additional amounts of life and AD&D insurance. Please refer to the
Voluntary Life and AD&D section below for more information.
Employee Amount |
Benefit |
|---|---|
Basic Life Benefit |
$25,000* |
AD&D Benefit |
$25,000* |
Benefits Reduction |
35% at age 65 |
Voluntary Life and AD&D coverage is available to purchase for you, your spouse, and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guaranteed issue amounts.
Employees must first elect coverage for themselves in order to purchase spouse or child coverage.
If you would like to increase your current benefit (or elect an amount over $100,000), you must complete an Evidence of Insurability (EOI) form for approval from the carrier.
If an EOI form is not completed within five days, the request to increase your benefit amount will be cancelled and you will be given the guaranteed issue amount only. You can request an EOI from from
you site administrator.
Voluntary Life and AD&D Amount |
Guaranteed Issue |
|
|---|---|---|
Employee |
$10,000 increments, up to $500,000 |
$100,000 (if under age 65) |
Spouse |
$10,000 increments, up to $250,000 |
$25,000 (if under age 65) |
Child(ren) |
$10,000 |
$10,000 |
Group Number
00529559
Provided By
Guardian
Provider Website
Customer Service